Avoiding Debt
Using credit wisely is the best way to avoid debt. Learn the right way to use credit to stay out of debt and incorporate wise habits into your spending routine.
Why You Should Avoid a Credit Card Cash Advance
Your credit card comes with the ability to take out a cash advance, but this type of transaction might be the worst of all. Learn why you should avoid a credit card cash advance.
Your credit card comes with the ability to take out a cash advance, but this type of transaction might be the worst of all. Learn why you should avoid a credit card cash advance.
10 Ways to Avoid Credit Card Debt
Anyone who has a credit card risks carrying too much credit card debt. You don’t want to get overwhelmed with credit card debt because it can be extremely difficult to repay. So, as you use your credit cards, keep these tips in mind to avoid credit card deb
Anyone who has a credit card risks carrying too much credit card debt. You don’t want to get overwhelmed with credit card debt because it can be extremely difficult to repay. So, as you use your credit cards, keep these tips in mind to avoid credit card deb
The Various Types of Loans
There are many different types of loans. When you're shopping for a loan, it's important to know the types of loans that are out there.
There are many different types of loans. When you're shopping for a loan, it's important to know the types of loans that are out there.
3 Ways Borrowing a Loan Impacts Your Credit Score
Taking out a loan can impact your credit score. Even applying for a loan can reduce your score. Learn how borrowing a loan affects your credit.
Taking out a loan can impact your credit score. Even applying for a loan can reduce your score. Learn how borrowing a loan affects your credit.
7 Reasons to Avoid Using Your Credit Card for Holiday Shopping
The holiday season is the biggest shopping season of the year. It's also the time when many Americans rack up thousands of dollars in credit card debt they can't afford to repay. If that's not enough to ditch your credit card during the holidays, here are more reasons you shouldn't use your credit card for holiday shopping.
The holiday season is the biggest shopping season of the year. It's also the time when many Americans rack up thousands of dollars in credit card debt they can't afford to repay. If that's not enough to ditch your credit card during the holidays, here are more reasons you shouldn't use your credit card for holiday shopping.
How to Avoid Student Loan Default
Student loan default is one of the worst things for your credit. Find out how you can avoid student loan default and protect your credit score.
Student loan default is one of the worst things for your credit. Find out how you can avoid student loan default and protect your credit score.
How Secured Loans Are Different From Unsecured Loans
Secured loans are different from unsecured loans in one key way. Secured loans require you to use an asset to secure the loan.
Secured loans are different from unsecured loans in one key way. Secured loans require you to use an asset to secure the loan.
Basics of Personal Loans
Personal loans are unsecured loans that have a fixed amount, interest rate, and repayment period.
Personal loans are unsecured loans that have a fixed amount, interest rate, and repayment period.
How Cash Payday Loans Work
A cash payday loan is a quick way to get access to cash in an emergency. Learn how cash payday loans work and why you should stay away from them.
A cash payday loan is a quick way to get access to cash in an emergency. Learn how cash payday loans work and why you should stay away from them.
Avoid a Bad Credit Loan Scam
You may be tempted to sign up for an attractive bad credit that requires you to pay an advance fee. Be careful, these loans are scams and can leave you out of hundreds, even thousands of dollars in "fees."
You may be tempted to sign up for an attractive bad credit that requires you to pay an advance fee. Be careful, these loans are scams and can leave you out of hundreds, even thousands of dollars in "fees."
12 Naughty and Nice Tips for Holiday Credit Card Spending
After you're done making your Christmas list and checking it twice, you have to decide how to fund for holiday spending. Here are some tips for using your credit card this holiday season.
After you're done making your Christmas list and checking it twice, you have to decide how to fund for holiday spending. Here are some tips for using your credit card this holiday season.
5 Holiday Debt Surprises
Most people think of gift purchases and the single source of holiday debt, but gifts aren't the only things that can break your budget during the holiday season.
Most people think of gift purchases and the single source of holiday debt, but gifts aren't the only things that can break your budget during the holiday season.
If 90 Days is Same as Cash, Then Just Pay Cash
Many buy here, pay here types of businesses promote a 90 days same as cash promotion to get you buy their products using their in-store financing options. Ninety days same as cash isn't what it sounds like. Find out why you should stay away.
Many buy here, pay here types of businesses promote a 90 days same as cash promotion to get you buy their products using their in-store financing options. Ninety days same as cash isn't what it sounds like. Find out why you should stay away.
The Worst Credit and Debt Advice Ever
I know a lot of bad advice is given when it comes to credit and debt. So, I asked About.com Guides what was the worst credit and debt advice they've ever received or heard given to someone else. Here are some of the absolute worst answers.
I know a lot of bad advice is given when it comes to credit and debt. So, I asked About.com Guides what was the worst credit and debt advice they've ever received or heard given to someone else. Here are some of the absolute worst answers.
Alternatives to Payday Loans
Did you know the typical payday loan customer pays $793 in fees on a $325 loan? That's in addition to the original loan amount. When an emergency happens, you need quick cash, but there are far less expensive ways of borrowing.
Once you get caught in the trap of payday loans and check advances, it can be difficult and costly to get out. Avoid the trap altogether by exploring alterna…
Payday Loans and Cash Advance Businesses - The Ultimate in Predatory Lending
Advertisements for payday loans and cash advances make them seem like a fast, easy, no-nonsense way to get money when youÂ’re in a financial bind. Payday loans are actually one of the easiest and fastest ways to get into debt.
Advertisements for payday loans and cash advances make them seem like a fast, easy, no-nonsense way to get money when youÂ’re in a financial bind. Payday loans are actually one of the easiest and fastest ways to get into debt.
3 Reasons to Go Into Debt and 5 Reasons Not To
Debt is a four-letter word that many people want to banish from their vocabularies and their lives. People have been known to commit suicide over their overwhelming debt, so how could there be good reasons to go into debt?
Debt is a four-letter word that many people want to banish from their vocabularies and their lives. People have been known to commit suicide over their overwhelming debt, so how could there be good reasons to go into debt?
Build an Emergency Fund to Fend Off Debt
Without an emergency reserve of cash, you'll feel forced to use credit cards or loans to cover unexpected expenses. Build an emergency to avoid the credit card debt.
Without an emergency reserve of cash, you'll feel forced to use credit cards or loans to cover unexpected expenses. Build an emergency to avoid the credit card debt.
Signs You're Headed Toward Credit Card Debt
Using credit cards unwisely can lead to a mountain of credit card debt that's nearly impossible to overcome. But how do you know if you're using your cards unwisely? Here are some ways to tell you're for credit card debt.
Using credit cards unwisely can lead to a mountain of credit card debt that's nearly impossible to overcome. But how do you know if you're using your cards unwisely? Here are some ways to tell you're for credit card debt.
Eight Tips To Avoid Sinking Into Holiday Debt
The holidays are ripe for spending. Find out how to make it through the holiday season with as little debt as possible.
The holidays are ripe for spending. Find out how to make it through the holiday season with as little debt as possible.
Five Spending Habits That Lead To Debt
Debt isn't something that just happens as you go about your daily routines. There are certain spending habits that lead to debt. Recognizing these habits now could save a lot of money and stress later.
Debt isn't something that just happens as you go about your daily routines. There are certain spending habits that lead to debt. Recognizing these habits now could save a lot of money and stress later.
Good Debt vs. Bad Debt
Did you know there was a such thing as good debt? Find out the difference between good debt and bad debt.
Did you know there was a such thing as good debt? Find out the difference between good debt and bad debt.
The Psychology of Spending Money
The key to avoiding debt is spending your money wisely. Find out what causes you to spend and learn how to avoid the types of overspending that lead to debt.
The key to avoiding debt is spending your money wisely. Find out what causes you to spend and learn how to avoid the types of overspending that lead to debt.
Beware Payday Loans
Just one payday loan can be the start of an endless cycle that leads to thousands of dollars in debt. Find out why you should avoid payday loans at all costs.
Just one payday loan can be the start of an endless cycle that leads to thousands of dollars in debt. Find out why you should avoid payday loans at all costs.
8 Signs You May Be Headed to Bankruptcy
Learn to recognize the signs of bankruptcy and stop the process before it gets worse.
Learn to recognize the signs of bankruptcy and stop the process before it gets worse.
15 Ways Stores Trick You Into Spending
Stores are getting better at getting you to spend even when you weren't planning to. Learn to recognize these tricks and curb the spending that can lead to debt.
Stores are getting better at getting you to spend even when you weren't planning to. Learn to recognize these tricks and curb the spending that can lead to debt.
Holiday Credit Card Debt - How Do You Avoid Holiday Credit Card Debt
During the holiday season, it's easier to get into credit card debt because you're more likely to spend. Read tips on how to avoid holiday credit card debt.
During the holiday season, it's easier to get into credit card debt because you're more likely to spend. Read tips on how to avoid holiday credit card debt.