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Avoiding Debt

Using credit wisely is the best way to avoid debt. Learn the right way to use credit to stay out of debt and incorporate wise habits into your spending routine.
Build an Emergency Fund to Fend Off Debt
Without an emergency reserve of cash, you'll feel forced to use credit cards or loans to cover unexpected expenses. Build an emergency to avoid the credit card debt.
Signs You're Headed Toward Credit Card Debt
Using credit cards unwisely can lead to a mountain of credit card debt that's nearly impossible to overcome. But how do you know if you're using your cards unwisely? Here are some ways to tell you're for credit card debt.
Eight Tips To Avoid Sinking Into Holiday Debt
The holidays are ripe for spending. Find out how to make it through the holiday season with as little debt as possible.
Five Spending Habits That Lead To Debt
Debt isn't something that just happens as you go about your daily routines. There are certain spending habits that lead to debt. Recognizing these habits now could save a lot of money and stress later.
Good Debt vs. Bad Debt
Did you know there was a such thing as good debt? Find out the difference between good debt and bad debt.
The Psychology of Spending Money
The key to avoiding debt is spending your money wisely. Find out what causes you to spend and learn how to avoid the types of overspending that lead to debt.
Beware Payday Loans
Just one payday loan can be the start of an endless cycle that leads to thousands of dollars in debt. Find out why you should avoid payday loans at all costs.
8 Signs You May Be Headed to Bankruptcy
Learn to recognize the signs of bankruptcy and stop the process before it gets worse.
15 Ways Stores Trick You Into Spending
Stores are getting better at getting you to spend even when you weren't planning to. Learn to recognize these tricks and curb the spending that can lead to debt.
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