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Avoiding Debt

Using credit wisely is the best way to avoid debt. Learn the right way to use credit to stay out of debt and incorporate wise habits into your spending routine.
  1. Holiday Debt (5)
  2. Manage Your Loans (9)
  3. Money Management (4)

Good Debt vs. Bad Debt
Did you know there was a such thing as good debt? Find out the difference between good debt and bad debt.

Five Spending Habits That Lead To Debt
Debt isn't something that just happens as you go about your daily routines. There are certain spending habits that lead to debt. Recognizing these habits now could save a lot of money and stress later.

10 Ways to Avoid Credit Card Debt
Anyone who has a credit card risks carrying too much credit card debt. You don’t want to get overwhelmed with credit card debt because it can be extremely difficult to repay. So, as you use your credit cards, keep these tips in mind to avoid credit card deb

Signs You're Headed Toward Credit Card Debt
Using credit cards unwisely can lead to a mountain of credit card debt that's nearly impossible to overcome. But how do you know if you're using your cards unwisely? Here are some ways to tell you're for credit card debt.

The Worst Credit and Debt Advice Ever
I know a lot of bad advice is given when it comes to credit and debt. So, I asked About.com Guides what was the worst credit and debt advice they've ever received or heard given to someone else. Here are some of the absolute worst answers.

3 Reasons to Go Into Debt and 5 Reasons Not To
Debt is a four-letter word that many people want to banish from their vocabularies and their lives. People have been known to commit suicide over their overwhelming debt, so how could there be good reasons to go into debt?

9 Reasons Debt is Bad for You
A little debt won’t hurt, will it? That’s how it starts. You make a small purchase on your credit card and the next thing you know you have thousands of dollars in debt. But, what exactly is wrong with having a little – or a lot – of debt? A lot, a

9 Reasons to Pay Off Debt
Many plans to pay off debt fail because there’s no clear motivation behind them. Or, they began with motivation, but it was forgotten before the plan could be carried out. If you want to get out of debt behind it, you have to think about the reasons you want to get out of debt. How will you benefit by paying off your outstanding bills? What can...

How to Avoid New Baby Debt
New parents may not realize how expensive having a baby can be. Here are some ways to avoid going into debt over new baby expenses.

90 Days is Same as Cash - Not Always a Great Deal
Many buy here, pay here types of businesses promote a 90 days same as cash promotion to get you buy their products using their in-store financing options. Ninety days same as cash isn't what it sounds like. Find out why you should stay away.

Why You Should Avoid a Credit Card Cash Advance
Your credit card comes with the ability to take out a cash advance, but this type of transaction might be the worst of all. Learn why you should avoid a credit card cash advance.

8 Signs You May Be Headed to Bankruptcy
Learn to recognize the signs of bankruptcy and stop the process before it gets worse.

3 Ways Borrowing a Loan Impacts Your Credit Score

Eight Tips To Avoid Sinking Into Holiday Debt
The holidays are ripe for spending. ind out how to make it through the holiday season with as little debt as possible.

How to Stop Living Paycheck to Paycheck
Living paycheck to paycheck is an uneasy feeling since you're often worried about how you're going to make ends meet. Learn how you can stop living paycheck to paycheck.

7 Ways to Live Within Your Means
To live a financially responsible life means you’re living within your means. That is, you’re not spending more money than you make. For many people, it’s a lot easier said than done. Using credit cards and loans allows you to buy more things than your income will allow. That kind of lifestyle isn’t sustainable and, at some point, your debt will become too large to pay. When that happens,…

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