Articles Index
How to Get the Money to Get Out of Debt
Funding your debt plan might be hard if you depend on your current income. Here are some ways you can come up with extra money to get out of debt.
When Should You Check Your Credit Report?
Checking your credit report once a year is great, but there are some other situations that might require checking your credit report more often.
What to Check for on Your Credit Report
When you check your credit report, there are some key pieces of information to look for, like your payment history and inquiries. Find out what to look for when you check your credit report.
Help Your Child Build a Good Credit Score
Here's what you can do to help your child build a good credit score.
Stop Debt Collector Calls
Debt collection calls are usually unwanted and can border harrassment. The FDCPA, a federal law, give you rights that help you stop debt collector calls.
What You Pay For Charges on a Stolen Credit Card
Learn how to reduce your liability for charges made on your stolen credit card.
Citi ThankYou 2G Card With Request Rewards
Citi ThankYou 2G Card With Request Rewards features new technology that lets you choose to use your rewards at the time of purchase.
Introduction to Credit
A basic understanding of credit is needed to make the best credit decisions. Find out the definition of credit and learn how lenders decide to give you credit.
When Balances Go Up, Credit Scores Go Down
Your credit card balance has a big impact on your credit score. Learn what happens when you have a big balance and find out the ideal credit card balance for a good credit score.
Can You Buy Better Credit?
An increasingly popular way of repairing your credit involves buying positive credit history from other consumers. How effective is this? Is it a viable way to repair your credit?
How Credit Mistakes Hurt Your FICO Score
FICO score damage data reveals much of what we've always known about credit scores - bankruptcy is the worst. Learn how other credit mistakes affect your FICO score.
How to Dispute Credit Report Errors
You can remove credit report errors by submitting a a credit report dispute to the credit bureaus. Find out how to submit a credit report dispute to clean up your credit report.
State-by-State List of Statute of Limitations on Debt
Each state has its own statute of limitations on debt - the amount of time you can be sued for a debt.
Do You Have Too Much Debt?
Taking the time to determine whether or not you have too much debt can provide confirmation that you are doing things right or the realization that some financial changes are needed.
Five Ways to Consolidate Debt
When your debt is spread out among several different credit cards, paying it off can be a long process. If you consolidate debt, you can combine your debt paying efforts and pay off your debt quicker.
How Does a Prepaid Card Work?
Prepaid credit cards are simply Visa, MasterCard, or American Express branded gift cards that are loaded with money and used as credit cards where credit cards are accepted.
A Background on Collection Accounts
How worried do you have to be about a call or letter from a debt collector or a debt collection on your credit report?
VantageScore Credit Score Overview
The VantageScore is a credit score created by the three credit bureaus. Instead of a 300 to 850 range, the VantageScore is on a scale from 501 to 990.
Understanding Credit Utilization
Credit utilization is the ratio of your credit card debt to credit limits. It has the second biggest factor influencing your FICO score.
How To Get A Free Credit Report From the Credit Bureaus
Step by step instructions for get a free credit report granted by the Fair and Accurate Credit Transaction Act.
Student Loan Forgiveness Programs
Student loans are a heavy burden for many college graduates. There are many student loan forgiveness programs that might eliminate some or all of your student loan debt.
Prioritizing Your Debt Payments
Some debts are more important than others. If you need help figuring out how to prioritize your debt, use this guide to put things in perspective.
How to Calculate Your Own Finance Charge
Here are detailed instructions to calculate your own finance charge. You just need to know the balance, interest rate, and billing cycle (if it's shorter than one month).
The Effects of Late Credit Card Payments
Missing a credit card payment may not seem like a big deal, but it definitely can be. Find out what your creditor does when you miss a credit card payment. Hint: the answer isn't "nothing."
How to Stop Living Paycheck to Paycheck
Living paycheck to paycheck is an uneasy feeling since you're often worried about how you're going to make ends meet. Learn how you can stop living paycheck to paycheck.