Credit / Debt Management - By Category

Credit 101

If you’re new to credit or just looking for a knowledge refresh, Credit 101 is just the overview you need. Learn the basics of credit, why it’s important, and how to start creating the habits that lead to good credit.

Building Credit

Getting credit when you don’t have any can be intimidating. Building Credit focuses on giving you the information you need to obtain credit and handle it responsibly. Using these techniques will help you build a solid credit history.

Credit Card Basics

A basic knowledge of credit cards is important for using them responsibly. Learn the key credit cards terms, the different types of cards, and how to choose a card.

Using Credit Cards

Wise credit card usage is about more than swiping your card for purchases. Move beyond the basics of credit cards to learn about using your credit card responsibly. From interest to rewards, all you need to know about using credit cards is here.

Credit Card Reviews

Read credit card reviews. Find credit cards with low interest rates, introductory rate balance transfer credit cards, student credit cards, secured credit cards, and credit cards for bad credit cards.

Credit Reports & Scores

Want to know how creditors decide whether or not to approve your credit card application? Credit Report & Scoring explains your credit report and score, how they are maintained, and how you can obtain them both. Here, you’ll also learn how to fix errors in your credit report and improve your credit score.

Everyday Credit Issues

After you've been using credit for some time, you’re sure to have questions that are more difficult to answer. Get answers to some of your toughest credit questions here.

Credit Repair

The effects from damaged credit can be far reaching. When it comes to credit repair it's hard to know where to go or how to start. Here you’ll find the information you need to start mending the blemishes in your credit.

Avoiding Debt

Using credit wisely is the best way to avoid debt. Learn the right way to use credit to stay out of debt and incorporate wise habits into your spending routine.

Reducing Debt

If paying off debt was easy, there wouldn't be millions of bankruptcy filings every year. Here you'll find several resources that help you pay off your debt, from getting the basics in order to creating and executing a get-out-of-debt plan.

Debt Collection

Annoyed by debt collectors? Even though you may owe money, you still have rights as a consumer. Exercise these rights and protect yourself by learning which debt collection practices are fair and which ones are not.

Debt Management Solutions

You have several options for debt management including using one of many types of debt relief companies or managing debt on your own. Get details on the many debt management options.

Consumer Bankruptcy

Bankruptcy is the legal process of dealing with your debt with your creditors. Through bankruptcy, you may have your debts discharged, or you may work out a repayment plan with your creditors. Once debts are discharged through bankruptcy, creditors are no longer allowed to collect on them.

Fraud & ID Theft

You have the right to keep your personal information private. Protect yourself from fraud and identity theft by learning how to keep your information safe and protected. Find out what you should do in the event of a fraud situation here.

Consumer Credit Laws

There are laws in place to protect consumers against unfair credit practices like billing statement errors, debt collection, credit repair, and credit reporting.