New Articles and Resources
- Retail Store Credit Card - 5 Drawbacks of Store Credit Cards…Created: 2009-11-08 @ 01:43:53 EST
Store credit cards are fairly easy to get, but they're not everything the customer service reps want you to believe they are. Learn the drawbacks of retail store credit cards and why you should thi… - Credit Card Balance Transfer BasicsCreated: 2009-11-07 @ 16:51:17 EST Updated: 2009-11-07 @ 16:59:04 EST
A credit card balance transfer is a type of transaction where you use one credit card to pay off another credit card's balance. Balance transfers can help you save money, but they can also lead to … - Prime Rate Definition - What is the U.S. Prime Rate…Created: 2009-11-06 @ 14:57:21 EST
The prime rate is the interest rate that banks give to their most creditworthy customers… - What's Your Worst Credit Card?Created: 2009-11-06 @ 14:27:11 EST
Have a credit card that you hate? Tell us about your worst credit card… - Why You Should Avoid a Credit Card Cash Advance…Created: 2009-11-06 @ 00:36:04 EST
Your credit card comes with the ability to take out a cash advance, but this type of transaction might be the worst of all. Learn why you should avoid a credit card cash advance… - 10 Ways to Avoid Credit Card Debt - How to Avoid Credit Card Debt…Created: 2009-11-01 @ 17:31:32 EST Updated: 2009-11-01 @ 17:31:32 EST
Credit card debt has the potential to ruin your life. Learn how what you can do to avoid credit card debt… - Credit Card Urban Legends Quiz Results - About Credit/Debt ManagementCreated: 2009-10-28 @ 02:53:21 EDT Updated: 2009-10-28 @ 03:05:20 EDT
Thanks for taking our quiz about credit card urban legends… - Credit Card Urban Legends QuizCreated: 2009-10-28 @ 02:42:32 EDT Updated: 2009-10-28 @ 03:03:40 EDT
: sans serif font prepaid credit cards urban legends document url finance charges… - A Maxed-Out Credit Card is Bad - 5 Reasons You Shouldn't Max Out You…Created: 2009-10-27 @ 03:15:31 EDT
Maxing out your credit card happens when your credit balance is very near, at, or above your credit limit. Here's why a maxed-out credit card is such a bad thing… - 10 Holiday Credit Card MistakesCreated: 2009-10-27 @ 02:51:10 EDT
‘Tis the season when normal credit card rules and safe spending habits are forgotten. Here's a list of 10 holiday credit card mistakes you should avoid… - How Long Will a Debt Collection Stay on My Credit Report…Created: 2009-10-27 @ 02:38:01 EDT
A debt collection will be included on your credit report for up to seven years. You may be able to remove an inaccurate collection account with a credit report dispute… - Can I Make a Partial Credit Card PaymentCreated: 2009-10-27 @ 02:36:33 EDT
Are you allowed to send a partial credit card payment? You may face a penalty if you don't send the full minimum payment by the due date… - Authorized User Definition - What is a Credit Card Authorized User…Created: 2009-10-22 @ 02:09:22 EDT
A credit card authorized user is someone who is able to make purchases on a credit card, but isn't legally liable for the credit card balance… - Why is the Credit Card Balance Wrong on My Credit Report…Created: 2009-10-22 @ 02:03:31 EDT
You may check your credit report and notice the credit card balance that's listed isn't the balance you're most familiar with. There's a reason why that happens and it's not always an error… - What is Liquidation - Chapter 7 Bankruptcy Liquidation Definition…Created: 2009-10-11 @ 02:07:53 EDT
In bankruptcy, liquidation is the process of selling your nonexempt assets and using the proceeds to pay your creditors… - Chapter 7 Bankruptcy - How to Qualify for Chapter 7 Bankruptcy…Created: 2009-10-11 @ 01:58:10 EDT
Not everyone can file for relief under Chapter 7 bankruptcy. Certain individuals must file a different type of bankruptcy and some cannot file at all. Find out whether you qualify for Chapter 7 ban… - Bankruptcy Automatic Stay - What is an Automatic Stay…Created: 2009-10-11 @ 01:44:51 EDT
The automatic stay goes into effect when you file bankruptcy and prevents creditors and collectors from trying to collect from you… - 7 Types of Loans - What Are the Types of Loans…Created: 2009-10-08 @ 12:08:06 EDT
There are many different types of loans. When you're shopping for a loan, it's important to know the types of loans that are out there… - 3 Ways a Loan Affects Your CreditCreated: 2009-10-08 @ 12:06:32 EDT
Taking out a loan can impact your credit score. Even applying for a loan can reduce your score. Learn how borrowing a loan affects your credit… - Annual Credit Report - How to Order Your Annual Credit Report…Created: 2009-10-06 @ 03:49:00 EDT
Federal law gives you the right to order a free annual credit report from each of the three credit bureaus. Learn the right way to order your annual credit report and avoid free credit report scams… - 7 Reasons to Avoid Using Your Credit Card for Holiday Shopping…Created: 2009-09-24 @ 01:10:56 EDT
The holiday season is the biggest shopping season of the year. It's also the time when many consumers rack up most of their holiday credit card debt. Here are the top reasons you shouldn't use your… - Avoid Finance Charges - How to Avoid a Finance Charge…Created: 2009-09-18 @ 04:13:13 EDT
A finance charge is the fee you pay for carrying a balance on your credit card. Learn how you can avoid paying credit card finance charges… - Bad Credit Repair - 10 Signs You Need Bad Credit Repair…Created: 2009-09-17 @ 16:36:16 EDT
If you have bad credit, you might question whether you need bad credit repair. Here's a list of signs you need bad credit repair… - Personal Loans - The Basics of Personal Loans…Created: 2009-09-17 @ 14:31:37 EDT Updated: 2009-09-18 @ 03:25:18 EDT
Personal loans are unsecured loans that have a fixed amount, interest rate, and repayment period… - Student Loan Forgiveness Programs - How to Get Your Student Loans Fo…Created: 2009-09-17 @ 14:15:57 EDT
Student loans are a heavy burden for many college graduates. There are many student loan forgiveness programs that might eliminate some or all of your student loan debt… - Avoid Student Loan Default - How to Avoid Student Loan Default…Created: 2009-09-10 @ 00:18:12 EDT
Student loan default is one of the worst things for your credit. Find out how you can avoid student loan default and protect your credit score… - Secured Loans - How Secured Loans Are Different From Unsecured Loans…Created: 2009-09-09 @ 11:28:09 EDT
Secured loans are different from unsecured loans in one key way. Secured loans require you to use an asset to secure the loan… - Credit Counseling Debt Management Plan -DMP - What is a Debt Manage…Created: 2009-09-07 @ 23:55:02 EDT Updated: 2009-09-08 @ 00:33:47 EDT
A debt management plan or DMP is a formal plan to repay your creditors created by consumer credit counseling agency… - Fraud Alert Definition - What is a Fraud Alert - Credit Report Fraud…Created: 2009-09-01 @ 01:13:05 EDT
A fraud alert is a statement on your credit report that warns credit report viewers that you have been or may be a victim of identity theft… - 9 Best Credit Card Payoff Calculators - Credit Card Debt Payoff Calc…Created: 2009-08-31 @ 11:21:57 EDT
There are hundreds of credit card pay off calculators on the internet. Here is a list of the best credit card debt payoff calculators… - New Credit Card Rules for Young AdultsCreated: 2009-08-24 @ 23:40:15 EDT
The Credit Card Accountability Responsibility and Disclosure Act of 2009 restricts credit card companies from giving credit cards to a consumer under 21 unless that person has the means to repay th… - How Many Credit Cards is Too Many?Created: 2009-08-24 @ 17:37:38 EDT Updated: 2009-08-24 @ 17:39:58 EDT
How many credit cards should one person have? Weigh in with your opinion. What's the right number of credit cards?… - Credit Card Minimum Payment Increase - Dealing With a Minimum Paymen…Created: 2009-08-20 @ 17:05:53 EDT
Chase recently announced a minimum payment increase to some credit cardholders. More card issuers could follow. Here's what you can do about an increased minimum payment… - Credit Report - What is a Credit Report - Why Your Credit Report is …Created: 2009-08-14 @ 01:49:57 EDT
Your credit report is a compilation of information about the way you pay your bills. Credit reports are maintained by credit bureaus and used by lenders to decide whether to give you a loan… - Comparing Free Credit Report Online Offers - Ordering a Free Credit …Created: 2009-08-14 @ 01:12:42 EDT
There are quite a few ways to get a free credit report online. When you're ordering your free credit report online, make sure you read through the offers before signing up… - Free Online Credit Report Offers - Where to Find Free Online Credit …Created: 2009-08-14 @ 00:54:41 EDT
This list of free online credit report offers lets you know the best places to get a free online credit report… - Choosing a Credit Consolidation Loan - How to Choose a Credit Consol…Created: 2009-08-14 @ 00:12:26 EDT
Credit consolidation loans can be used to pay off your credit card debt. But, these loans vary in amount, repayment period, and interest rates. When you're ready to get a new credit consolidation l… - Credit Card Skimming - What is Credit Card SkimmingCreated: 2009-08-05 @ 02:53:15 EDT
Credit card skimming is a type of credit card fraud that can be difficult to detect until fraudulent charges have been made. Learn how to avoid credit card skimming… - Credit Card Telephone ScamCreated: 2009-08-05 @ 01:56:04 EDT Updated: 2009-08-05 @ 03:05:01 EDT
Thieves use credit card telephone scams to trick you into giving out your personal information. Learn to recognize and avoid credit card telephone scams… - Credit Card Email Scam - Fraudulent Credit Card EmailsCreated: 2009-08-05 @ 01:19:49 EDT
Credit card phishing scams are used by sneaky thieves trying to get your credit card information. Learn how to recognize and avoid credit card phishing… - Stolen Credit Cards - Your Liability for Stolen Credit Card ChargesCreated: 2009-08-05 @ 00:47:17 EDT
Dealing with a stolen credit card isn't easy. Here are some tips for resolving issues with a stolen credit card… - When Can Banks Increase Credit Card Interest RatesCreated: 2009-07-28 @ 14:37:30 EDT
Banks can only increase your credit card interest rate under certain circumstances. Learn when the law says banks are allowed to increase your credit card interest rates… - When Will the Credit Bureau Respond to a Credit Report DisputeCreated: 2009-07-27 @ 03:35:27 EDT
When you submit a credit report dispute, the credit bureau has a limited time to respond… - Where Should I Send Credit Report DisputesCreated: 2009-07-27 @ 03:23:57 EDT
You should send your credit report disputes directly to the credit bureau who provided the report that contains the error. Each credit bureau has an address where you can send your disputes… - Which Credit Report Errors Can I DisputeCreated: 2009-07-27 @ 03:18:05 EDT Updated: 2009-07-27 @ 03:24:12 EDT
You can dispute any incomplete or inaccurate information on your credit report… - A Balance Transfer Could Affect Your Credit ScoreCreated: 2009-07-26 @ 01:06:38 EDT
A balance transfer can come in handy when you want to pay a lower interest rate on your credit card balance. However, a balance transfer could affect your credit score. Here's how… - Lower Your Debt With Credit Card Debt SettlementCreated: 2009-07-26 @ 00:59:41 EDT
If your debt is too high to pay and you're already behind on your bills, credit card debt settlement can make your debt more affordable… - Legal Credit Repair - What is Legal Credit RepairCreated: 2009-07-26 @ 00:54:59 EDT
Many credit repair companies advertise their services as "legal credit repair." Why is there a distinction? What things should you look out for?… - Cash Payday Loan - How Cash Payday Loans WorkCreated: 2009-07-20 @ 00:44:46 EDT
A cash payday loan is a quick way to get access to cash in an emergency. Learn how cash payday loans work and why you should stay away from them…