Before You Buy Index

Before You Apply for a Mortgage
The credit crisis has made it more difficult to get approved for a mortgage loan. It’s more important than ever to prepare your credit for a mortgage application. Cleaning up your credit report and increasing your credit score will improve your chances of getting approved. If your credit’s already good, maintaining it will be key in locking in a low interest rate.

Before You Pay a Debt Collection
In 2007, the FTC received more than 70,000 complaints against debt collectors - the third parties who collect debts for banks and other businesses. It goes without saying that debt collectors don't always follow the rules. Here's some information that will help you deal, or not deal, with collection agencies.

Before You Apply For a Student Credit Card
Your first credit card will probably be a student credit card. Make sure you choose the right student credit card for you.

Before You Apply For A Balance Transfer Credit Card
Don't be roped in by advertisements for zero percent introductory rates. Read between the lines and ask questions to make sure you're choosing the right balance transfer credit card.

Before You Apply For A Secured Credit Card
Secured credit cards are good for establishing or re-establishing credit. Before you apply for a secured card, make sure to get the important facts about the card.

Before You Choose a Rewards Credit Card
Learn the most important features of a rewards credit card and get tips on how to choose one.

Before You Choose A Credit Card
There are certain factors to consider in choosing a credit card. Get these key questions answered before you fill out that credit card application

Before You Get Consumer Credit Counseling
Before you choose whether to enroll in consumer credit counseling, there are some key criteria to consider. These credit will help you make your decision.