Credit / Debt December 2011 Archive

Good news for job searchers in California - starting next year, most prospective employers can't use your credit against you, unless it directly relates to your job. Most job searchers know ... Read More

There are just a few more days until 2012 and that means it's time to think about your New Year Resolutions. Have you decided what your resolutions will be? Check ... Read More

Forgetting to pay the cell phone or electric bill is one thing. You usually have to be severely delinquent before you experience the effects of the missed payment. But, missing ... Read More

Credit bureaus and the businesses that report to credit bureaus have a lot of control over what goes in your credit report, but so do you. The Fair Credit Reporting Act ... Read More

Checking your credit score just got a little more convenient. Credit Sesame, the personal finance service that offers a free monthly credit score, has launched an app for iPhone users. If ... Read More

There are a few things you should do with a new credit card, even if it's not your first credit card. For one, you'll have to activate it before you ... Read More

The current credit card agreements most credit card issuers use are long, complicated, and largely unread by credit cardholders. Agreements are full of legalese. The language is complex and difficult ... Read More

The U.S. Postal Service is considering drastic budget cuts to avoid filing bankruptcy. Those budget cuts would result in a slower delivery of first-class mail. Right now, first-class mail is ... Read More

Update December 2, 2011: CCF Settlement, which included certain cardholders who made foreign transactions in a specific timeframe in 1996, was was approved on October 22, 2009 and on October ... Read More

According to Credit Karma, a site that provides free credit scores to consumers, there's a correlation between user email address and credit scores. Yahoo email users have the lowest credit ... Read More