Credit / Debt December 2010 Archive

The best way to tell whether you have too much debt to use your debt-to-income ratio. That's the number that lets you know how much of your monthly income goes ... Read More

Soon you'll be opening your first credit card bill after holiday spending. If you overspent, you might get the splitting headache and fatigued feeling that often comes with overindulging. I ... Read More

I'd say the hardest thing about getting out of credit card debt is figuring out where to start. Which credit card do I pay off first? Should I break up ... Read More

People with the best credit scores are often offered credit cards with no present spending limit. That doesn't mean there's no credit limit on the card. Instead, the credit limit ... Read More

I don't know if I could recommend The First Premier Bank Gold MasterCard to even the most desperate credit card shopper. The card is a complete ripoff. The card has a ... Read More

If you tell the debt collector you're about to file bankruptcy today, you probably shouldn't post pictures of your new Corvette tomorrow. Otherwise, the debt collector could use that information ... Read More

'Tis the season when many people shop 'til they drop for gifts for their family and friends. There are those who max their credit cards on holiday shopping and ... Read More

"I just charged tomatoes," Carrie Bradshaw says in an episode of Sex and the City. She's explaining to her boyfriend Aiden that she can't afford to buy her apartment. Clearly, ... Read More

Mistakes happen. Sometimes they happen to your credit card billing statement. If you're like many people, the first thing you do when you find a billing error is call your ... Read More