Since the beginning of the credit crisis, credit card companies have hiked interest rates on millions of consumers, leaving many unable to pay the bills. Can banks really raise interest ... Read More

If you're like many credit card users, you might be tempted to take a balance transfer offer to get a lower interest rate. However, the interest savings from a balance ... Read More

Even though creditors are cutting credit limits, credit scores seem to be stable. Ask Liz Weston Credit bureau reports show that new credit card accounts are declining. CardRatings.com Debt settlement customers are ... Read More

In most cases, it's best to send a letter to a creditor rather than rely on a phone calls. The laws protecting your consumer rights against creditors, debt collectors, and ... Read More

I wonder how many people stop to ask that question before swiping their credit cards. Considering the high delinquency rates, I'd venture to guess not many. It's an ... Read More

Chase reports $2.72 billion profit just weeks after more-than-doubling minimum for many cardholders. Yahoo News "Model employee" scam results in $300,000 in credit card losses. In the scam, a Russian-employee worked ... Read More

Soon-to-be-ex-credit cardholders are taking revenge against their credit cards slasher movie style. In this YouTube video, The Tennessee Credit Card Massacre, a man destroys his credit cards in a Michael ... Read More

Are you about to give up budgeting because you can't get your budget to work? Check out these 12 reasons your budget isn't working before you throw in the towel. ... Read More

Your credit report is becoming increasingly important to your life. So, it goes without saying that you should know what's in yours. You can purchase your credit report from the ... Read More

Your credit score is widely used by banks and other businesses to approve applications you make. Your credit score is based on information in your credit report like your payment ... Read More

Thirty percent of your credit score considers your level of debt. Credit scoring calculations compare your credit card balance to your credit limit to come up with your credit score. ... Read More

For your education and enjoyment, here is the latest credit and debt news. What people tweet about credit: 24 hours of credit card tweets. CreditCards.com 10 ways banks take your money. Wall ... Read More

Long gone are the days you could keep a credit card in your wallet and never use it. Now, if you don't use a credit card, you face the risk ... Read More