If you haven't figured it out yet, there's a right and a wrong way to use credit. Use credit the right way and you'll likely see your credit score ... Read More

Effective August 2009, many Chase credit cardholders will see their monthly minimum payment more than doubled. Chase recently made the announcement via mail that minimum payments would increase from 2% ... Read More

For your education and enjoyment...the latest credit and debt news. With one slash, credit card companies ruin the good credit you've worked on for years. BusinessWeek The Better Business Bureau warns of ... Read More

Why does it seem like debt collectors get away with so much? I believe it's because so many consumers simply don't know their rights when it comes to third-party ... Read More

The hardest part about getting out of debt is usually paying it off. Income and expenses put limitations on how much you're able to put toward your debt every ... Read More

You may have heard about prepaid credit cards as an alternative to real credit cards, especially if you have bad credit or no credit at all. The truth is, prepaid ... Read More

Your credit report includes information about your financial habits, like what credit or loan accounts you have, how much you owe, and if you've been paying on time. Your creditors ... Read More

Identity thieves get more and more creative. They phish for your personal information by pretending to be your credit card's customer service. Waiters steal credit card information when ... Read More

Annual fees, late fees, and finance charges make having a credit card needlessly expensive. Fortunately, there are ways to reduce and even eliminate these fees and charges. Check out my ... Read More

While the new credit card laws may have seemed like a much-needed rescue for consumers, they may not be so good after all. Credit card companies are getting stingier with ... Read More

A recent post in the Credit/Debt Management forums from mrsholtTX is a sad, but true story about why you should avoid debt settlement companies, especially when you have a good ... Read More

FreeCreditReport.com wants you to believe they're the place to go if you don't want to end up "selling fish to tourists in t-shirts," living in your new in-laws basement, or ... Read More

Reading your credit report for the first time - and sometimes even the second or third - can be confusing. Understanding your credit report is crucial to achieving your ... Read More