In your quest for better credit, you've likely questioned whether you have too many credit cards. The ideal number of credit cards is a difficult number of come up ... Read More

The average college student is carrying more than $3,000 in credit card debt on at least four credit card. This shocking statistic comes from a report released by Sallie Mae, ... Read More

Have you ever wondered just how accurate free FICO score estimators are? In a post for Consumerist.com, Jim Wang (Bargaineering.com) writes that the estimators "...are quite effective at giving you ... Read More

The way credit card issuers have responded to the credit crisis has been ugly for may credit cardholders. From interest rate increases to credit limit reductions to cancelled credit cards. ... Read More

Credit limit reductions are nothing new in this era of credit card history. Many large credit issuers, like American Express, began cutting credit limits last years. Just days after Bank ... Read More

A recent article from the Chicago Tribune breaks down the drastic changes that have happened in the credit card industry over the past year or so. A lot of these ... Read More

New York Attorney General will soon be filing a lawsuit against American Legal Process of Lynbrook, N.Y., a process server that was hired by debt collectors, according to the New ... Read More

There's no doubt that times are tough. Things may be so difficult in your household that you're considering taking out a 401(k) loan to help pay off some debt or ... Read More

Some Chase credit cardholders are suing mad. A few years ago, the credit card issuer offered a balance transfer credit card that promised a low rate for the life of ... Read More

I was taught that it wasn't good manners to take back something after you'd already given it to someone. Apparently, the people running the big credit card companies weren't taught ... Read More

The most recent Federal Reserve G.19 Release reveals that consumer credit dropped by 9.7% in February. That decrease amounts to $7.5 billion. It's much more than the $1 billion that ... Read More

If you have a Bank of America credit card, you may have recently received notification of an interest rate increase. Unfortunately, you're now one of millions of credit cardholders that ... Read More

When it comes to paying off your credit cards, there are two methods that are widely recommended. One way is to pay off your credit cards in order from highest ... Read More

If you have a tax bill and don't pay it, the IRS may send its collectors after you. Yes, even Uncle Sam, pursues its unpaid debts. Though the IRS previously ... Read More