I always like to read reports of government crackdowns on unscrupulous businesses. On March 17, the Federal Trade Commission (FTC) announced charges against seven credit repair companies. Not only did ... Read More

These days, it seems like just about everyone is using credit, even prospective landlords. You and I know that just because you miss a few credit card payments doesn't ... Read More

You may recognize Dateline's Chris Hansen as the guy who catches guys who use instant messenger to prey on young teens. This Friday, Hansen targets a different kind of predator ... Read More

You could try to pay your way out of debt, but if you don't change certain spending habits, you'll find it close to impossible to become debt-free. One of the ... Read More

A bad credit score can keep you from doing a lot of things - buying a house, getting a credit card, and yes, it can even keep you from getting ... Read More

Credit card issuers continue to raise fees on their credit cards as a way to shoulder the higher risk of defaults. Late fees, cash advance fees, even annual fees have ... Read More

Insurance companies claim that your credit score influences your likelihood of filing an insurance claim. So, if you have a low credit score, they want to charge you a higher ... Read More

A recent study from TrueCredit.com shows that 16% of employers use a credit reports as part of the hiring process. It's more important than ever to pay attention to your ... Read More

Speaking of free credit reports, I just received a press release about a site that compares free credit report offers. FreeCreditScoreQuick.com lists some a few websites offering free credit reports ... Read More

You know that free credit report the pirate sings to you about? It's not free if you don't cancel a subscription service within 7 days. There's a new credit report band ... Read More

Things get a little less confusing in the credit scoring world as Fair Isaac, the company who developed the FICO score, has recently changed its name. Going forward the company ... Read More

There is no shortage of debt management companies vying for your business. Unfortunately, there are far too many scammers out there promising to provide results, but ultimately just taking your ... Read More

Some debt collectors, and even credit card companies, will try to bully you into making a payment by threatening to garnish your wages. Can they actually follow through on that ... Read More

Many people are finding it better to close their credit cards these days. Considering that credit cards aren't as attractive as they once were, I don't blame anyone for wanting ... Read More

My, how the credit card landscape has changed. Just a few years ago, credit card companies were paying cardholders as an incentive to spend more. Now, they're giving incentives to ... Read More