How To Repair Your Credit - Step By Step
Saturday February 28, 2009
Wouldn't repairing your bad credit be a lot easier if you only knew where to start? Should you pay off delinquent accounts or just wait for them to fall ... Read More
5 Ways to Spend Your Tax Refund
Sunday February 22, 2009
It's tax season and for many taxpayers that means a tax refund is due. If you know you're getting a refund, you've probably already started thinking about how you're going ... Read More
Counterattack Creditors, Credit Bureaus, Collectors, and Credit Repair Orgs
Monday February 16, 2009
Businesses in the credit industry aren't known for their consumer-friendly methods. Consumers have mountains of complaints against the banks, bureaus, and collection agencies that exist in the credit world. Just ... Read More
How to Figure Out Which Credit Card to Pay Off First
Saturday February 14, 2009
Once you've decided to pay off your credit cards, you have a small dilemma - which credit card should you pay off first. It's not as easy a choice as ... Read More
The Statute of Limitations in Your State
Wednesday February 11, 2009
Are you being contacted about an old debt? The statute of limitations on that debt may have passed, preventing you from being sued over the debt. Each state has a ... Read More
Want to Calculate Your Debt-To-Income Ratio?
Monday February 9, 2009
The best way to tell whether you have too much debt to use your debt-to-income ratio. That's the number that lets you know how much of your monthly income goes ... Read More
No More Experian FICO Scores
Thursday February 5, 2009
This Valentine's Day, Experian and Fair Isaac end their 6-year relationship. Fair Isaac recently announced that Experian decided to stop allowing consumers to access their FICO scores via myFICO.com. Currently, ... Read More
There's a New FICO in Town
Wednesday February 4, 2009
Fair Isaac announced that FICO 08 is now being offered to businesses. TransUnion is the first of the three major credit bureaus to market the latest FICO score version – ... Read More
How Broken is the Credit Report Dispute Process?
Monday February 2, 2009
The Fair Credit Reporting Act (FCRA) gives you the right to an accurate credit report - one that's completely free of errors. But, many consumers find themselves unable to correct ... Read More