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LaToya's Credit / Debt Blog January 2009 Archive

By LaToya Irby, About.com Guide to Credit / Debt

Prioritizing Credit Card Payments

Friday January 30, 2009
When money is tight, one of the crucial decisions you have to make is which credit cards payments you're going to make. You know the consequences of missing credit card ... Read More

Why Your Card Issuer Increased Your Interest Rate

Monday January 26, 2009
I received a story today from Mary Schwager of Examiner.com questioning a recent interest rate increase. It's a story I hear quite often these days as credit card issuers respond ... Read More

Credit Card Processing via Mobile Phone

Thursday January 22, 2009
I thought it was pretty cool when the attendent at Mike's Express Car Wash swiped my credit card into a handheld device then printed a receipt in less than 60 ... Read More

You May Owe Taxes on Settled Debts

Wednesday January 21, 2009
Negotiating a lower payment is one way to pay off your credit card debt at a lower cost. When the lender agrees to settle your debt for a lower amount, ... Read More

Debt Collectors and the Do Not Call Registry

Monday January 12, 2009
I've read consumers complaining about debt collectors calling them even though their number has been listed on the National Do Not Call Registry. Unfortunately, these people end up thinking the ... Read More

10 Side Effects of Bad Credit

Thursday January 8, 2009
I always chuckle at those medication commercials that promise to treat a runny nose, but have a long list of side-effects that are actually worse than the runny nose itself. ... Read More

GM Makes it Easier to Get a Car Loan

Tuesday January 6, 2009
GMAC, the financing-arm of GM, recently announced it would be lowering the minimum credit score requirement for an auto loan to 621. The decision comes after the company was approved ... Read More

Best Credit and Debt Articles of 2008

Saturday January 3, 2009
The new year is here and well underway. Before we got too far into the year, I thought I'd share a few of the top Credit and Debt Management articles ... Read More

FTC To Change Consumers' Credit Bureau Complaint Process

Thursday January 1, 2009
The Federal Trade Commission (FTC) recently released a report that details the credit bureau complaint process for consumers after they've submitted a credit report dispute. According to the FTC, the ... Read More
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