Start the New Year With a Budget
Monday December 29, 2008
The best thing about a new year is that you have a good reason to create new habits - like using a budget. If you didn't use a budget in ... Read More
What's Your Credit or Debt Resolution?
Wednesday December 24, 2008
2009 is just a few days away and you know what that means. New Year's Resolutions! I think given the economy a lot of people aren't in the mood for ... Read More
When Will That Bad Entry Fall Off My Credit Report
Saturday December 20, 2008
A negative credit report entry is simply undesirable. Even though your credit can improve despite negative entries, you don't necessarily want future creditors and lenders to know you were ... Read More
Unfair Credit Card Practices Rules Proposed By Feds
Thursday December 18, 2008
Today, the Federal Reserve will vote on a series of rules that will make a major impact on your relationship with credit card issuers. In May, the Federal Reserve proposed ... Read More
Responding to a Credit Limit Cut
Tuesday December 16, 2008
I was taught that it wasn't good manners to take back something after you'd already given it to someone. Apparently, the people running the big credit card companies weren't taught ... Read More
How Much Will You Save With a Balance Transfer?
Monday December 15, 2008
If you want to pay off your credit card balance at a lower interest rate and your card issuer won't give you one, a balance transfer might be a good ... Read More
Debt Declines for the First Time Ever
Saturday December 13, 2008
A recent Federal Reserve report shows that American's debt shrank for the first time since it began tracking data about debt in 1951. Credit card debt went down, but very ... Read More
Regifting as a Holiday Debt Alternative
Thursday December 11, 2008
I've heard of giving away unused gifts - and have actually given away some myself - but never knew there was a term for it (and a holiday, December 20th ... Read More
Even During a Crisis, Payday Loans Are Still a Bad Idea
Tuesday December 9, 2008
Many Americans are struggling during the credit crisis, but we still have to be smart about how we spend and borrow money. Payday loans were a bad idea before the ... Read More
The Truth About Debt Settlement
Monday December 8, 2008
Too many uninformed debts learn the truth about debt settlement the hard way, by signing up for it. Though the credit crisis is making it tough for many families to ... Read More
The Big List of Affordable Gift Ideas
Thursday December 4, 2008
If you want to stay out of credit card debt this holiday season, you're going to need some affordable gift ideas. Well, I've scoured the About.com network and found a ... Read More
How to Share a Credit Card
Tuesday December 2, 2008
My very first credit card was a joint account with my mom. It worked out perfectly for me. I'd make charges and she'd pay the bill. We never talked about ... Read More