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LaToya Irby

Credit / Debt December 2008 Archive

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Start the New Year With a Budget

Monday December 29, 2008
The best thing about a new year is that you have a good reason to create new habits - like using a budget. If you didn't use a budget in ... Read More

When Will That Bad Entry Fall Off My Credit Report

Saturday December 20, 2008
A negative credit report entry is simply undesirable. Even though your credit can improve despite negative entries, you don't necessarily want future creditors and lenders to know you were ... Read More

Unfair Credit Card Practices Rules Proposed By Feds

Thursday December 18, 2008
Today, the Federal Reserve will vote on a series of rules that will make a major impact on your relationship with credit card issuers. In May, the Federal Reserve proposed ... Read More

Debt Declines for the First Time Ever

Saturday December 13, 2008
A recent Federal Reserve report shows that American's debt shrank for the first time since it began tracking data about debt in 1951. Credit card debt went down, but very ... Read More

Regifting as a Holiday Debt Alternative

Thursday December 11, 2008
I've heard of giving away unused gifts - and have actually given away some myself - but never knew there was a term for it (and a holiday, December 20th ... Read More

The Big List of Affordable Gift Ideas

Thursday December 4, 2008
If you want to stay out of credit card debt this holiday season, you're going to need some affordable gift ideas. Well, I've scoured the About.com network and found a ... Read More

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