The Citibank interest rate increases are pretty bad. About Credit/Debt Management readers have reported doubled and nearly tripled rates. It's absurd, but cardholders are left with few options: try to ... Read More

With your help debt collectors will not get away with threatening and harassing consumers. In the largest civil penalty to date against a debt collector, the FTC will receive $2.25 ... Read More

Discover Magazine's blog features one consumer's story of clicking a random "free credit report" search result and ultimately ended up getting charged hundreds of dollars for the report and some ... Read More

Unemployment is at its highest levels since 2001. Everyday, there are reports about companies cutting thousands even tens of thousands of jobs. Just yesterday, Citigroup announced it would be cutting ... Read More

If you have a Citibank credit card watch out for an interest rate increased notice with your next billing statement. Though Citigroup, the bank servicing Citibank credit cards, promised it ... Read More

Today I saw a press release from a company offering credit repair services for $1,500. Look at what Credit Restoration Consultants claims they can do for you: Credit Restoration Consultants is ... Read More

Remember layway? It's the polar opposite of store credit. You pick out your merchandise, then make payments on it before you take it home. Then, after you've completely paid for ... Read More

Your credit score is a pretty important number. Not only does it determine whether you get a credit card or loan, it also influences your ability to buy a house, ... Read More

No one wants to be contacted by a debt collectors, especially not on your cell phone while you're caught in evening traffic. But, debt collectors can legally contact you on ... Read More

While you might think a credit card or a loan is helping you "afford" to buy groceries, it's only postponing an inevitable financial crisis. According to Merriam Webster's dictionary, to ... Read More