If there's one thing I hate, it's Christmas creep. You know, when stores start putting out Christmas merchandise months in advance of the holiday, encouraging consumers to start spending asap. When ... Read More

When you hear the word "deadbeat", what kind of person do you think of? I think of someone who doesn't meet their obligations, probably lazy or just plain negligent. Even though ... Read More

It's pretty common knowledge that bad credit scores can make life difficult. Try getting a credit card or loan with a bad credit score. If you manage to get approved, ... Read More

This may sound a little harsh, but it's not the credit card's fault you went over your credit limit. It's your own. "But they let me go over," you argue. Your ... Read More

Soon students all over the country will be headed to campus. So will credit card companies. Today, I asked a friend of mine, a senior in college, about her experience with ... Read More

Your credit report includes information about your financial habits, like what credit or loan accounts you have, how much you owe, and if you've been paying on time. Your creditors ... Read More

Co-signing may seem like a good idea when your friend or relative calls and asks for help getting a loan. Helping out someone in need always make you feel good, ... Read More

You may have heard about prepaid credit cards as an alternative to real credit cards, especially if you have bad credit or no credit at all. The truth is, prepaid ... Read More

Not all credit card thieves are technical enough to hack into retail store computer systems to steal your information. Some still do it the old-fashioned way, e.g. stealing your wallet ... Read More

People didn't use their stimulus checks to pay off credit card debt, says Kimberly Amadeo, About.com's Guide to U.S. Economy. This month's Consumer Credit Statistical Release, published by the Federal ... Read More

Eleven people were recently indicted on multiple charges of fraud and identity theft after stealing more than 41 million credit and debit card numbers, according to Associated Press. The ... Read More

Of course, most people in debt are "sick and tired" of being in debt. I mean is debt literally making you sick? It might be. A recent ... Read More