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LaToya's Credit / Debt Blog June 2008 Archive

By LaToya Irby, About.com Guide to Credit / Debt

Should credit cards market on college campuses?

Monday June 30, 2008
When you're 19 years old, getting a free t-shirt for filling out a form is like trading a dirt for gold. I don't know if it's the "free" part, ... Read More

Visa, MasterCard Spend $1M+ Fighting Proposed Rules

Saturday June 28, 2008
Ever wondered what credit card companies spend their billions on? During the first quarter of this year, Visa and Mastercard spent $860,000 and $720,000 respectively fighting against rules proposed ... Read More

Find an Apartment After Foreclosure

Thursday June 26, 2008
Foreclosures are sweeping the nation. Many consumers were given loans they could barely afford and when mortgage payments increased, homeowners found themselves unable to make the payments. Once again, these ... Read More

Banks are Cutting Credit Card Limits

Monday June 23, 2008
Consumers continue to pay late on their credit cards and a few of the large banks are fighting back. Washington Mutual and Wells Fargo recently cut credit limits by ... Read More

Gas Stations May Stop Taking Credit Cards

Saturday June 21, 2008
Gas stations may stop taking credit cards because of the high fees they must pay to process credit card transactions, reports Pittsburgh Tribune-Review. According to West Virginia's The State Journal, credit ... Read More

Emergency Funds Are Heroes in Face of Disaster

Friday June 20, 2008
The massive Midwest flooding is an unfortunate situation for many homeowners, especially considering many of them dropped their flood insurance after being told the levees were safe. It's nearly ... Read More

It's Beginning to Look a Little Like Christmas

Thursday June 19, 2008
Whoa! What am I talking about?! It's June. Christmas is months away. That means it's a great time to start thinking about it. If you start ... Read More

Do You Qualify for Free Credit Monitoring Under the TransUnion Settlement?

Wednesday June 18, 2008
If you had an open credit account between January 1, 1987 and May 28, 2008 you qualify for the benefits of the TranUnion class action lawsuit settlement. By visiting the settlement's ... Read More

FTC Sues Subprime Credit Card Company, CompuCredit

Friday June 13, 2008
Think your complaints to agencies like the Federal Trade Commission go unheard? Think again. The FTC has sued subprime credit credit card lender, CompuCredit for deceptive marketing of ... Read More

We're Using Credit Cards Less

Thursday June 12, 2008
The growth in credit card usage slowed down in April. The Federal Reserve reports a 4.2% growth in credit card debt in April compared to 6.2% growth in March. While ... Read More

Tax Rebates Pushed U.S. Into More Debt

Wednesday June 11, 2008
This year's tax rebate was good for the American consumer's pockets, but bad for Uncle Sam's. The federal government upheld one of the five spending habits that leads to ... Read More

Counterattack Creditors, Credit Bureaus, Collectors, and Credit Repair Orgs

Tuesday June 10, 2008
Businesses in the credit industry aren't known for their consumer-friendly methods. Consumers have mountains of complaints against the banks, bureaurs, and collection agencies that exist in the credit world. ... Read More

Unreturned Library Books Might Hurt Your Credit

Saturday June 7, 2008
Some people think nothing of keeping a library book out past its due date. It's not like the library has some kind of book police to arrest you for ... Read More

10 Weapons to Use Against Identity Theft

Thursday June 5, 2008
Identity thieves get more and more creative. They phish for your personal information by pretending to be your credit card's customer service. Waiters steal credit card information when ... Read More

Credit Cards Mailing Fewer Offers

Monday June 2, 2008
Good news for many of you... You might be seeing fewer unsolicited credit card offers in the mail. According to Associated Press, financial services are sending out nearly 13% ... Read More
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