Free credit reports are very common these days, with and without strings attached. Free credit scores, on the other hand, are not so common. Now, thanks to a ... Read More

Collection agencies will stop at nothing to get money from consumers, even making up fake debts. Moreno and Woods, a collection agency, made up a debt and lied about ... Read More

A Business Week reader wants to know if she will be able to get a small business loan if she files for bankruptcy. Maybe, but it will be hard. ... Read More

It's no secret - debt collection accounts don't look good on your credit report and they take away credit score points. If you want to repair your credit, removing ... Read More

Average gas prices are $3.88/gallon, according to MSNBC, and it doesn't look like they're coming down soon. Filling up the tank is already expensive and the pinch to wallets ... Read More

It's not just individual consumers and businesses who are feeling the brunt of this staggering economy. The city of Vallego, California, a San Francisco suburb, was recently forced to ... Read More

Photo © Agenda Media Services If you have the Showtime premium movie channel, you can catch the revealing credit card documentary, Maxed Out through June 11. The documentary reveals what ... Read More

Now that lenders are tightening the reins on credit and loans, consumers with not-so-perfect credit know they must improve their credit if they want to borrow. Credit repair companies ... Read More

Your creditor knows you have a lot of financial obligations, so it gives you the luxury of making minimum payments, an amount that's only between 1-3% of your balance and ... Read More

I like the self-scans grocery stores are using. It's often easier and faster to scan my own items than to get in a clerk-scanned lane. The bad thing ... Read More

Unemployment is at its highest levels since 2001. It's is a devastating situation, but it's important to keep your credit and debt under control, especially since many employers now check ... Read More

Many Sallie Mae student loan borrowers have seen a drop in their credit scores in the past week. It seems there was an error when the lender was reporting ... Read More

Identity theft is something you never want to deal with. It can seem like forever trying to clear your name once someone has opened accounts with your information or ... Read More

Credit cards and loans typically require a payment every month. Knowing this, you should be prepared to make the payment. However, there are many people who, for one ... Read More

In the wake of the credit crunch, rising delinquencies, and (possibly) tighter rules, credit card companies are closing out some customers' credit cards in an attempt to save money, according ... Read More

The Feds recent proposal to end double billing cycle finance charges strikes a question many people don't know the answer to: How are your finance charges calculated? If you don't know ... Read More

Most people can tell when it's time to cut fattening foods like cakes and pies from our diets. Tight pants on an expanding waist line are a clear giveaway. ... Read More

Federal regulators have proposed new rules for credit card companies. If passed, these rules will cut down on the unfair and often costly practices credit card companies have in ... Read More

TODAY will open a debt hotline on Monday, May 5 from 7 a.m. to 11 a.m. Credit counselors from the National Foundation for Credit Counseling will be available to ... Read More

Do you know how many credit scores you have? If you answered one, unfortunately, you're wrong. As revealed in FICO vs. FAKO you have quite a few credit ... Read More