Just when I revealed some of credit cards' dirtiest tricks, one of my credit cards pulled a trick of its own. With this month's GAP card (backed by GE Money) statement ... Read More

Falling home values lead to banks reducing or closing many homeowners home equity lines of credit (HELOCs). SmartMoney.com reports some of the largest mortgage lenders are reviewing HELOCs in ... Read More

Debt collection joins the ranks of numerous other industries that are outsourcing part of their business to India, reports the New York Times. While collection agencies used to think ... Read More

Gold prices have reached some of the highest ever, making now a good time to profit from your jewelry. If you're looking for some extra cash to pay off ... Read More

The number of bankruptcy filings in 2007 increased 38% over 2006, according to the U.S. Courts. A total of 850,912 bankruptcies were filed in 2007 versus 617,660 filed in ... Read More

Make no mistake about it, the bank that issues your credit card is part of capitalistic America and aims to make money. Sure, the bank provides you with the ... Read More

If you've spent time researching solutions to your debt, you might have considered debt consolidation. This is when you combine all your debts into a single payment, usually by ... Read More

If you've recently had an application turned down because of bad credit, you know the importance of good credit as well as anyone. Having bad credit can make life ... Read More

Though the best habit is to pay your credit card balance in full each month, the reality is many credit card users carry a balance from month to month. ... Read More

Imagine a credit card that gives you 5% cashback on your purchases. You would get $5 cash (check) for every $100 you charged on your card. Sounds like ... Read More

Most credit cards have a credit limit - the maximum balance you can carry on your card without incurring a penalty. Don't make the mistake of thinking your credit ... Read More

Mistakes happen. Sometimes they happen to your credit card billing statement. If you're like many people, the first thing you do when you find a billing error is ... Read More

Having little or no credit history can make it hard to get approved for an auto or mortgage loan. Plenty of consumers have built positive payment habits through monthly ... Read More

There're a lot of possibilities for negative items to appear on your credit report. Late payments, too much credit, maxing out your credit cards, the list can go on. ... Read More

The American Banking Association reports the highest number of loan delinquencies since 1992. ...[T]he percentage of loans at least 30 days past due rose to 2.65 percent in the fourth quarter ... Read More

When you put in certain types of applications, your credit report will be reviewed to make a yes or no decision about your application. For example, you can almost ... Read More

Ever been contacted about a debt so old it had to have curdled and turned into something else? Unlike cheese, debt does not get better with age, but that's ... Read More