It's important to know your credit score. Without it, you never know what lenders are thinking about your credit history or just how much those 90-day late payments affected ... Read More

Pop quiz! This is one of those wonderful pop quizzes that the teacher where the teacher lets you grade yourself and doesn't count the answers against you - the ... Read More

The Federal Trade Commission (FTC), responsible for enforcement of the Fair Debt Collection Practices Act (FDCPA), has published a report detailing consumer complaints against debt collectors under the FDPCA. ... Read More

If you've had trouble with credit in the past, you could have trouble getting new credit in the future. A history of late payments, including charge-offs, collections, and bankruptcies, ... Read More

The government recently accounced its plan for sending out tax rebates. Some taxpayers will receive their rebate as early as May. If you received this year's refund via ... Read More

A good spring cleaning is just what your credit needs after being ignored all winter long. A lot can change with your credit in the few winter months. ... Read More

The pitch from debt settlement companies sounds relieving, but it's not on the radar of favorable solutions. Your creditors might get paid off and you might end up spending ... Read More

Why does it seem like debt collectors get away with so much? I believe it's because so many consumers simply don't know their rights when it comes to third-party ... Read More

While gas and food prices are rising, the cost of credit is falling, at least a little bit. Back in January, the Feds cut interest rates by record percentages. ... Read More

I was completely shocked to see gas prices this past Tuesday. Here in OH, they rose 30 cents overnight to $3.45/gallon. I did the calculations and it's going ... Read More

Building a good credit history is important if you want to get a job, buy a house, buy a car, get a good insurance rate, among other things. A ... Read More

Each month, the Federal Reserve reports statistics on consumer credit. Reports are usually a month behind, so this March reports on January statistics. About US Economy reports an ... Read More

If you haven't figured it out yet, there's a right and a wrong way to use credit. Use credit the right way and you'll likely see your credit score ... Read More

They may not act like it when they call you, but debt collectors have rules that must be followed when they contact you about a debt. For example, the ... Read More

One of the basic concepts of personal finance is net worth. Your net worth is equal to the monetary value of your assets minus the value of your liabilities. ... Read More

CNN Money reports a significant increase in bankruptcies in February - the highest filed since the bankruptcy reform in 2005. Experts are predicting the number of bankruptcies will reach, ... Read More

Looking for a way to better understand the information in your credit report? Credit.com recently launched a "Credit Report Card" aimed to help consumers better understand the information in ... Read More

A few readers have emailed asking if the CCF Settlement is a scam. With so many phishing scams, it's only natural to be suspicious of any company requesting personal ... Read More