If anything can be said about debt collectors, it's that they will stop at almost nothing to get money from you. Fortunately, there are laws governing what debt collectors ... Read More

Playing on Dante's "Inferno", Bankrate takes a look at the things that lead to debt - the 7 deadly sins. A few of them include: Envying the rich and famous. ... Read More

What makes a credit card? Fees, interest rates, grace periods, credit limits. Those are just a few of the things that can a make credit card attractive or ... Read More

Just because two people are married to each other doesn't mean both will have the same spending habits. There are plenty of situations where one spouse enters the marriage ... Read More

People tend to stay away from secured credit cards for a few reasons. They don't want to put cash collateral toward a credit card. They don't want anyone ... Read More

After a natural disaster, the first thing you have to do to get back into your home, is clear away the damages. If the home was your credit, that ... Read More

It's tax season. Some people will get refunds and others will end up paying. No one wants to send money to the IRS, but it's the law - ... Read More

In a recent poll, 50% of respondents answered they would skip credit card payments when faced with a crunched budget. I wondered why so many people would miss credit ... Read More

Credit card companies make money by charging you fees. It's one of the ways they stay in business. You, however, seldom benefit by paying the creditor more money ... Read More

Want to know how long it will take to pay off your card if you pay, say,$50 each month? Or the payment amount necessary to pay off your credit ... Read More

A new FICO formula might lead to higher credit scores for some consumers, reports CNN Money. Among those affected: People who were seldom late on payments and have "isolated delinquencies" People ... Read More

The hardest part about getting out of debt is usually paying it off. Income and expenses put limitations on how much you're able to put toward your debt every ... Read More

A credit card is more than a piece of plastic with a magnetic strip that you can use when you don't have cash. There's a lot more you should ... Read More

These days it seems like everyone is checking credit - banks, insurance companies, landlords, utility companies, potential employers, and even hospitals. More and more the credit score is becoming ... Read More

Co-signing someone else's loan is a big risk. Many people co-sign thinking they're just helping the other person qualify for a loan. Sure, that's part of it, but ... Read More

Several Bank of America customers recently received notices of an interest rate hike, reports BusinessWeek. It isn't unusual for creditors to increase interest rates when you've been late on ... Read More

A new study shows that consumers spend more when they're sad. In the study, participants were divided into two groups. One group was shown a sad video about ... Read More

When money gets tight - your income stays the same or lowers while your expenses increase - it's time for some changes. If you only have, say, $1,500 and ... Read More

All it takes is a simple slip of the finger for someone else's bad credit history to appear on your credit report or for an on-time payment to be reported ... Read More

Credit card not working out for you? Your first thought is probably to just close the card so you don't have to deal with it anymore. It seems ... Read More

Congress hasn't even passed the tax rebate package and already identity thieves scheme on a way to get consumers' personal information. The IRS has issued a warning about emails and telephone ... Read More

The way to fix bad credit is to rebuild your credit. Sounds easy enough until you realize no one wants to give you credit because you have bad credit. ... Read More

The Federal Reserve recently lowered interest rates from 4.25% to 3.5%. This means you'll likely see lower interest rates on your variable rate credit cards and loans. When I got ... Read More