Credit / Debt December 2007 Archive

The start of a new year is a good time to assess your financial life, especially your credit. If you haven't checked your credit report in the past year, ... Read More

Millions of consumers will have to wait until mid-February to receive their tax refunds, reports Associated Press. Because the IRS was late changing alternative minimum tax (AMT) rules, taxpayers ... Read More

2008 is only a few days away. One of the best ways to close out a year is to look back at what happened over that year. As ... Read More

MSNBC reports sharp increases in credit card delinquences in recent months. Experts believe the delinquencies could have a negative impact on the economy. Experts say these signs of the deterioration ... Read More

Wouldn't it be nice if our mailboxes had spam filters? Everytime you got a piece of mail you didn't want you could tell the postman, "Don't deliver anything else ... Read More

A lot of you have already started coming up with your resolutions for the new year. Wouldn't it be nice if creditors and lenders came up with resolutions of ... Read More

Unfortunately, a lot of us learn how to build good credit through trial and error. The problem with learning that way is that your credit has to suffer in ... Read More

Gifts aren't the only thing that could break your holiday budget. While you're shuffling through shopping racks, holiday debt can sneak up on you from other places. Late travel arragements. ... Read More

Did you travel out of the country between 1996 and 2006? If you did and used your credit or debit card in a currency conversion transaction, you may be ... Read More

The term "charge-off" sounds like the creditor is releasing you from the debt. Are you really off the hook from paying a bill after the creditor charges it off? Do ... Read More

I worked at a collection agency once. Yes, I was part of the dark side. The agency opened at 7am and calls starting going out soon after. ... Read More

In your quest for better credit, you've likely questioned whether you have too many credit cards. The ideal number of credit cards is a difficult number of come up with ... Read More

A Senate subcommittee met yesterday, December 4, to discuss predatory credit card practices. After listening to testimony from consumers and credit card companies, lawmakers seem to agree that some ... Read More

Here at Credit/Debt Management, there's naturally a lot of talk about credit - how to get it, how to use it, how to improve it. Why is credit so ... Read More

Many people don't realize the value of having an emergency fund - savings that is used only in the case of emergencies. Without having an emergency fund to fall ... Read More