You may be aware that insurance companies use credit scores to gauge your risk as a driver. A low credit score could cause you to pay more for your ... Read More

As long as there are credit cards, there will always be attempts at credit card fraud. The last thing anyone wants is to be the victim of credit card ... Read More

If your credit card interest rate is too high, you can usually get it lowered by calling your creditor and simply asking for a lower rate. If you're a ... Read More

Some debt collectors, and even credit card companies, will try to bully you into making a payment by threatening to garnish your wages. Can they actually follow through on ... Read More

Christmas may be a few months away, but it's never too early to start saving up, especially if it keeps you away from thousands of dollars of debt that can ... Read More

Those are the words of Michael Lewis who documents his "lessons" from the subprime mortgage debaucle. Lewis, who apparently loaned money to some subprime borrowers, says... "I trusted these people ... Read More

Make no mistake about it, student loans are debt just like mortgages and car loans. Even though most lenders will allow you to postpone payments while you're in college, ... Read More

When you're getting ready to apply for a loan, it's important that your credit is in the best shape possible. Order a copy of your credit report at least six months ... Read More