Q: For the past few months, I've been receiving messages on my answering machine from a company. I searched the company's name online and it turns out to be ... Read More

The Boston Globe reports Congress is working on some proposals to change mortgage practices to keep a similar situation from happening in the future. FHA is being pushed to offer some ... Read More

I wonder just how many industries will be affected by the "credit crunch" resulting from what I'm calling the subprime mortgage fiasco. Reuter's reports 66% of homebuilders are hurt by more ... Read More

The ripples from the subprime mortgage fiasco have not stopped spreading. Credit card delinquencies are rising and credit card issuers are taking action to protect themselves. In CNN Money, Curtis ... Read More

It started with mortgage defaults, now bad credit habits are effecting credit card companies as well. According to Fox News, credit card delinquencies are rising and issuers are feeling ... Read More

Are you one of those people who stands in line shuffling through 10 or 15 credit and debit cards before finally finding the right one? iCache, a neat, new ... Read More

The National Association of Business Economy once viewed terrorism as the biggest short-term threat to our economy. Now, it's bad credit. Not gas prices, not inflation, but bad ... Read More

Q: After I ordered my credit report, I saw numerous credit cards with low limits that I haven't used in years. I would like to close some of ... Read More

I'm sure there's not a single person who couldn't make use of a few hundred dollars. From the FDIC's consumer news report comes a list of 51 practical habits, ... Read More

Lenders want Fair Isaac to hurry up with the authorized user (AU) changes to the FICO score. October is too far away, they say. They want changes ASAP. Could ... Read More

A message on your answering machine asks you to return a phone call to your credit card's fraud department. But, like Lori Borgman writes in IndyStar, you might be ... Read More

If you're looking to lower your credit card interest rates, transferring your balances to another credit card might be the only option. These days, more and more credit card ... Read More

If you tuned in to any news source yesterday, you heard about the Dow's 387 drop. Well, it dropped another 133 points this morning, according to Associated Press. ... Read More

TurboCredit claims to be a "revolutionary software" that promises to help you manage and improve your credit by helping you "remove fraudulent, inaccurate and erroneous information." The cost of ... Read More

It's a happy day for Capital One credit card holders. The company recently announced it will start reporting its customers' credit limits to the credit bureaus. For years, Capital One ... Read More

In just a few weeks, thousands of teenagers will be going off to college for the very first time. Thousands more will be returning. It seems like every ... Read More