A recent survey conducted by GFK Roper Public Affairs holds that the average American household has over $9,000 in credit card debt. The survey also reveals that 90% of ... Read More

If you've ever purchased all three of your credit scores in the same day, you probably noticed that they're all different. There could be as much as a 100 point ... Read More

Several changes are on the horizon in the way your FICO credit score is calculated. One of the biggest changes is the removal of authorized user accounts from the credit scoring ... Read More

Your debt-to-income ratio is a number that can help you better gauge the level of your debt. Knowing that you spend $1,500 a month on debt payments isn't enough ... Read More

I saw it last week and I must say, it was truly an eye-opening experience. It's a documentary that gives you an inside look at the lending industry. ... Read More

On July 24, the Federal minimum wage will increase to $5.85, a 9.3% increase over the current minimum wage. An individual working full time earning the new minimum wage, ... Read More

In response to my post on new credit card laws encouraging consumers to spend more, Patti Hale writes: Obviously the predatory tactics of the credit card companies have done nothing ... Read More

Knowing how to choose the right credit card is important to having good credit. Whenever I'm making a decision, it always helps me to have an example of a ... Read More

According to Newsday.com, some credit card thieves are using the credit cards to donate to charities. But, their intentions aren't so pure. The real reason credit card thieves ... Read More

It was over two hundred years ago that Thomas Jefferson, George Washington, and others declared America's independence from Britain. This 4th of July, declare your own independence, from debt! Start ... Read More