There’s no shortage of ways to use your income tax refund. But how many of them provide long-term value? Instead of splurging this year’s refund, why not use ... Read More

Stereotypically, college students are the group plagued with credit card debt. While cash isn't readily available for them, credit is. But college students aren’t the only ones who ... Read More

The FTC has taken action to halt the operations of a group of debt consolidation companies operating under the names Debt Set Inc, Debt-Set, and Resolve Credit Counseling, Inc. ... Read More

Far too many companies are capitalizing on the high level of consumer debt. Knowing that consumers are desperate for debt relief, many of these so-called debt management companies only ... Read More

Consumers with credit cards from JPMorgan or Citigroup now face lower penalties from credit card mistakes. Both banks have modified some rates and fees that hurt consumers who are already ... Read More

Living with less than perfect credit? You don't have to let credit problems haunt you for months or even years. You can do something about it today. ... Read More