When every penny of your paycheck is already spoken for, it's hard to find anything extra to pay off your debt.
You can come up with the money to pay off your debt, but you have to be creative. For example, have you considered getting a roommate or boarder? What about selling some old things on eBay or Craigslist? Here's a list of 90 ways to get extra money for your debt.
Track your spending for a month or two to be sure you're not wasting money. Focus on living within your means, even better, living below your means to create a deficit between your income and spending. Every dollar you can squeeze out of your budget is another dollar you can use toward paying off your debt.
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