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LaToya Irby

Getting Your First Credit Card in 2014?

By January 7, 2014

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Young adults turning 18 this year are probably excited about the rights they'll gain this year, like being able to get a credit card. But, if your only income comes from your parents and they're not willing to sign for you, you may have to postpone your credit card for a few more years. That's just fine.

Whether you're just turning 18 this year or not, getting your first credit card is exciting. Credit is a big responsibility that you must handle properly so as not to dampen your financial history. Know what to expect with your first credit card. And first credit card or not, here are somethings you should do with a new credit card, e.g. read the pricing disclosure.

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Image Peter Dazeley / Getty

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