The secured credit card unfairly gets treated like the ugly duckling of credit cards. Few people want to put up a security deposit to get a credit limit. But, when your options are limited, for example because you have bad credit, a secured credit card is what you need to turn your damaged credit into a much better credit score.
Learn the steps to take to get a secured credit card. It's not as bad as you think and if you're good with the secured card, chances are you can qualify for a better, unsecured card in 12 to 18 months.