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LaToya Irby

How to Get a Free FICO Score

By , About.com GuideSeptember 2, 2012

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I'll say upfront that this isn't a truly free FICO score, but it's the closest you'll get to a free FICO score without applying for a mortgage or car loan (is that really even free?). Sign up for a 10-day trial subscription to FICO's Score Watch and you get a free FICO score as part of the deal. The catch, you need to cancel the subscription before the trial ends or you'll be charged.

Score Watch is a credit monitoring product that lets you know when your Equifax-FICO score has changed. The subscription is $14.95 per month and has a three-month minimum requirement.

If you get your free FICO score through this offer, remember that you must cancel Score Watch within 10 days or your credit card could be charged up to $44.85 for three months of the service.

Visit myFICO.com for access to your "free" FICO score.

For a truly free credit score (FAKO), visit CreditKarma.com, CreditSesame.com or Quizzle.com. There's no credit card or subscription sign-up required for any of these services.

More on Credit Scores

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