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LaToya Irby

Bad Credit Cards for People With Bad Credit

By , About.com GuideOctober 5, 2011

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People with bad credit have a tough time getting approved for a credit card. If you're shopping for a credit card to rebuild your credit, beware predatory credit cards with high fees, high interest rates and other unattractive features.

Like the Applied Bank Gold Visa Card, for example, which now has no annual fee or application fee and offers a fixed rate that doesn't increase even when you're late. The card also lacks one important feature - a grace period. So when you make a purchase, interest gets added immediately. By comparison credit cards with a grace period give you a few weeks to pay your balance in full and avoid paying any interest.

Check out a list of the Six Worst Credit Cards for Bad Credit. Avoid those types of credit cards and any other credit card with unattractive features. There's a way to get a credit card with bad credit that doesn't involve getting taken advantage of.

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