Choosing the right credit card is important for everyone. Young adults going back to school should be especially careful because many credit cards targeted at this age group aren't as great as the names make them sound.
Take the Citi mtvU Platinum Select Visa Card for College Students, for example. Any credit card with "MTV" and "College Student" in the title should be a great starter card. However, the credit card rewards students for spending money on the MTV website - a great place to spend your hard-earned tips right?
A better choice would be the Discover Student Credit Card which has no annual fee, 0% interest on purchases for up to six months, and up to 5% cash back on certain purchases. Cash back beats MTV swag any day of the week.
For more great student credit card offers, check out our list of the Five Best Student Credit Cards. And if you want to know which credit cards to stay away from check out the Worst Student Credit Cards.
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You really do have to be careful when searching for the best student credit cards, you don’t want to end up spending money you can’t afford to pay back and having to pay interest on top of that for years!
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