You may have seen credit card debt consolidation advertised on the internet or television or heard ads on the radio. The ads sound promising, but does debt consolidation really work?
Debt consolidation ads often describe the same program benefits as credit counseling, but the two debt solutions are different. The gist of debt consolidation is that you combine your debts using a debt consolidation loan while credit counseling simply consolidates your payment - your debts remain separate.
Could credit card debt consolidation work for you? Learn how debt consolidation works to help you decide.
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