If you tell the debt collector you're about to file bankruptcy today, you probably shouldn't post pictures of your new Corvette tomorrow. Otherwise, the debt collector could use that information against you. The Arizona Daily Star report tells of a the debt collector who discovered information on Facebook and used it to confront a businessman who'd lied about his inability to pay a $17,500 debt. That confrontation got him to pay up.
There's nothing in the Fair Debt Collection Practices Act that prevents debt collectors from checking your Facebook or other social networking page. Fortunately, they can't use it to reveal that you owe a debt.
The best way to keep debt collectors off your Facebook page is to make it private and visible only to people you know. Of course, telling the truth about your financial status won't hurt either.
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I think that nowadays credit card industry is one of the most prosperous. It happens because it’s hard to get along without credit cards……………
This is a wonderful opinion. the things mentioned are unanimous and needs to be appreciated by everyone.
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David
Debt
This is exactly why I don’t use Facebook. Everyone and anyone is looking at it. People looking to hire, debt collectors, criminals, on, and on.
I am very tech saavy (I am actually a 30-year-old IT Manager at a multi-million dollar company), but some things, including Facebook, are just not worth the time and energy when considering the risks that are involved with damaging your reputation without even knowing it.
That and I already get about 200 emails a day…who needs more from friend invites and other junk lol!
OMG! Some people are either incredibly stupid or completely unaware! If you ask me, I think people still don’t realize that FaceBook allows anyone to find their profile by entering their email in the search box =) You have no idea what sorts of pics I’m finding while screening employee applications; anything from a lesbian WILDLY partying to a guy who used Obama’s face placed in a picture of Mickey Mouse as a profile pic!
SteveD