Don't take for granted that your credit report only contains accurate information or that errors will somehow correct themselves. It's up to you to check your credit report periodically to make sure it's right.
Having an accurate credit report is important because lenders, landlords, utility service companies, and even employers check your credit report to make a decision about you. If the wrong information is on your report, it could end up bad for you. Fortunately, you have the right to an accurate credit report and can have errors removed through a credit report dispute.
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Way too many people are requiring credit reports on us today!