You'll have to watch your credit card inserts closely at the beginning of 2010. Your credit card issuer will warn you about upcoming changes to your credit card terms as required by Federal law. You might even get a notice of an increased interest rate or switch to a variable interest rate.
Think carefully about opting-out of higher interest rates because your issuer could close your credit card if you reject the new credit card terms.
As you're making plans for the new year, here are 10 credit moves you should make.
I forgot that it’s important to keep rotating the cards, not to let a good account go dormant and be cancelled or pay a fee, thanks.
John DeFlumeri Jr