While you might think a credit card or a loan is helping you "afford" to buy groceries, it's only postponing an inevitable financial crisis. According to Merriam Webster's dictionary, to afford something is "to manage to bear [it] without serious detriment." Before you take on more debt, think about how it will affect you. If you're already having trouble paying your bills, adding more debt will make it even harder.
Using your credit card seems like the easy answer when you're strapped for cash and need more groceries, but it's only a quick fix for a bigger problem. If you're having trouble making ends meet, it's time you evaluated your finances and made some adjustments to ease the situation.
Here are some resources to help you:
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