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By LaToya Irby, About.com Guide to Credit / Debt

Debt Collectors Sending Bills? Make Them Prove You Owe

Monday October 12, 2009

Why does it seem like debt collectors get away with so much? I believe it's because so many consumers simply don't know their rights when it comes to third-party collectors. For example, did you know that you can request proof of a debt's validity when a collector first contacts you about it? If the collector can't prove you owe the debt and that they are authorized to collect on it, they can't legally continue collection efforts.

Read Make Collectors Prove You Owe to find out more about debt validation and how to exercise your rights.

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Comments

October 12, 2009 at 9:42 am
(1) John DeFlumeri Jr says:

Debt collectors are famous for dishonest and illegal practices.

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