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LaToya's Credit / Debt Blog

By LaToya Irby, About.com Guide to Credit / Debt

Credit Report Security Freeze Can Protect Your Identity

Thursday May 15, 2008

Identity theft is something you never want to deal with. It can seem like forever trying to clear your name once someone has opened accounts with your information or charged up your stolen credit cards. Like a stitch in time, anything you can to do keep your identity safe is well worth it.

Since opening credit accounts usually requires a credit check, you can protect your identity by putting security freeze on your credit report and score. When you do this, the credit bureaus can't release your credit information without your permission. Freezing your reports costs anywhere from free to $60 depending on your state and whether you're already a victim of identity theft. Read more...Security Freeze for Identity Theft Protection.

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