Does Your Credit Need a Diet?

Most people can tell when it's time to cut fattening foods like cakes and pies from our diets. Tight pants on an expanding waist line are a clear giveaway. Do you know how to tell when your credit needs a diet?

For some, it takes a call from a debt collector for them to realize something's wrong with their credit usage. If you wait that late, severe damage has already been done to your credit.

Monitor your credit more closely to recognize when you should cut back. For hints your credit needs a diet, read 10 Signs of Credit Card Debt.

• 7 Tips to Stop Using Credit Cards
• How Many Credit Cards is Too Many?
• Dos and Don'ts of Using Credit Cards