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By LaToya Irby, About.com Guide to Credit / Debt

When to Check Your Credit Report

Thursday April 3, 2008

When you put in certain types of applications, your credit report will be reviewed to make a yes or no decision about your application. For example, you can almost guarantee your credit report will be checked when you apply for a credit card or loan.

You can improve the chances of getting your application approved by checking your credit report before you put in credit-based applications. This way you have time to clean up your credit. Read When to Check Your Credit Report to see the specific instances in which you should check your report.

More on Credit Reports:

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