Soon you'll be getting your first credit card bill with holiday spending, if you haven't gotten it already. If you overspent, you might get the splitting headache and fatigued feeling that often comes with overindulging.

I must warn you: it's going to take a little more than time to cure this hangover. And don't attempt a "hair of the dog" cure, you'll only increase what you owe.

The first step to getting over a holiday debt hangover is facing your debt. Step two is putting the credit cards away so your debt load doesn't get bigger. These two steps will put you on the path to recovery. Read Recovering From Holiday Debt to find out what else you can do to get over your holiday debt sooner.

More Reading:

• Making and Keeping Credit Goals
• TrackCards Online Credit Card Management Tool
• Five Principles of Making Credit Card Payments