8 Tips To Avoid Holiday Debt

'Tis the season when many people shop 'til they drop for gifts for their family and friends. There are those who max their credit cards on holiday shopping and end up repaying the debt well into the next year. Imagine having to skip next summer's vacation because you're still paying off this year's holiday debt. What's more, the people who received the gifts financed by your debt have probably forgotten all about the gifts by the time you pay off the debt. So is the debt really worth it?

The advice is not to skip out on gift giving this season. Instead, it's to make smart decisions about how much you spend, especially how much you spend using credit cards.

8 Tips To Avoid Holiday Debt

More Ways To Spend Less This Holiday Season:

• 5 Ways To Keep Your Holiday Spending In Check, Guide To Single Parents
• 7 Tips For Holiday Shopping Online, Family Internet
• How to Cut Down on Holiday Spending, Frugal Living