Pop quiz! You don't have to write anything down. Just mentally note how many of these questions you can comfortably answer.

1. What is credit?
2. Why does good credit credit matter?
3. How do you apply for credit?
4. What are the types of credit cards?
5. How should you choose a credit card?
6. How do you build a good credit history?
7. What are some right and wrong ways to use credit?
8. How do you stay out of debt?
9. How do you judge the health of your credit?
10. How do you know when you have too much debt?

Ok, so how'd you do? Perfect score? Not so well? Read 10 Essential Things To Know About Credit to get the answers.