Is Your Credit Report Telling The Truth?

Prospective creditors and lenders look at your credit report to make financial decisions about you. A single keystroke error could put someone else's charged-off account on your credit report. Worst case scenario, your mortgage application gets turned down. Not-so-harsh results of credit report errors include higher interest rates and security deposits.

Mistakes happen, but your credit report is the last place that you want mistakes to appear. Since your credit report is a reflection of your financial life, you want the picture to be as truthful as possible. You have the right to correct credit report errors by submitting a credit report dispute to the credit bureaus and have the information removed.