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LaToya's Credit / Debt Blog

By LaToya Irby, About.com Guide to Credit / Debt

Want A Lower Interest Rate? Just Ask

Friday April 20, 2007
High interest rates make carrying a balance on your credit card extremely expensive. But, you have the power to get your interest rate reduced. It's as easy as picking up the phone and asking. If your creditor plays hardball and refuses to lower your interest rate, don't be afraid to close the card and take your money elsewhere. Wait! Make sure you won't be losing out by closing out the credit card.

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